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ATLC Atlanticus Holdings Corporation

Stock · NasdaqGS · United States · Financial Services · US04914Y1029

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Price 91.12 USD -5.53%
52-week range 47.50 – 114.34
Dividend yield—
Market cap1.4B
NowoTrade score 66 Grade A

Price history

Daily prices in USD.

Updated 06 Nov 2026 17:24. Information, not advice.

Results

Next results —No date announced yet
Last results 2.50 vs 2.49 estimated 06 Aug 2026 · In line +0.4%
Beat the estimate 8 of 12 2 missed · 2 in line
Average surprise +7.7% reported against the estimate, last 12 quarters

Earnings per share: estimate and reported

08 Nov 2023: estimate 1.07 08 Nov 2023: reported 1.03 11/23 04 Mar 2024: estimate 0.98 04 Mar 2024: reported 1.11 03/24 10 May 2024: estimate 0.98 10 May 2024: reported 1.09 05/24 08 Aug 2024: estimate 0.89 08 Aug 2024: reported 0.99 08/24 07 Nov 2024: estimate 1.22 07 Nov 2024: reported 1.27 11/24 13 Mar 2025: estimate 1.27 13 Mar 2025: reported 1.42 03/25 08 May 2025: estimate 1.50 08 May 2025: reported 1.49 05/25 07 Aug 2025: estimate 1.23 07 Aug 2025: reported 1.51 08/25 10 Nov 2025: estimate 1.60 10 Nov 2025: reported 1.21 11/25 12 Mar 2026: estimate 1.57 12 Mar 2026: reported 1.75 03/26 07 May 2026: estimate 1.66 07 May 2026: reported 2.23 05/26 06 Aug 2026: estimate 2.49 06 Aug 2026: reported 2.50 08/26

Estimate Reported: beat Reported: miss In line

Quarterly results

DateEPS estimateEPS reportedSurpriseResult
05 Nov 2026 16:00 2.97 — — —
06 Aug 2026 16:00 2.49 2.50 +0.4% In line
07 May 2026 16:00 1.66 2.23 +34.3% Beat
12 Mar 2026 16:00 1.57 1.75 +11.6% Beat
10 Nov 2025 08:00 1.60 1.21 -24.1% Miss
07 Aug 2025 18:00 1.23 1.51 +22.4% Beat
08 May 2025 17:00 1.50 1.49 -0.6% In line
13 Mar 2025 17:00 1.27 1.42 +11.4% Beat
07 Nov 2024 17:00 1.22 1.27 +4.3% Beat
08 Aug 2024 20:00 0.89 0.99 +11.2% Beat
10 May 2024 16:00 0.98 1.09 +11.2% Beat
04 Mar 2024 17:00 0.98 1.11 +13.3% Beat
08 Nov 2023 17:00 1.07 1.03 -3.4% Miss
08 Aug 2023 20:00 0.82 1.02 +24.4% Beat
09 May 2023 17:00 1.02 1.08 +5.9% Beat
14 Mar 2023 20:00 1.52 0.98 -35.5% Miss
08 Nov 2022 16:00 1.40 1.41 +0.7% In line
09 Aug 2022 16:00 1.45 1.46 +0.7% In line
10 May 2022 16:00 2.45 1.96 -20.0% Miss
15 Mar 2022 16:00 2.10 2.13 +1.4% Beat
12 Nov 2021 16:00 1.50 1.96 +30.7% Beat
13 Aug 2021 16:00 1.42 1.56 +9.9% Beat
10 Aug 2011 17:00 -0.75 -0.16 +78.7% Beat
12 May 2011 16:00 -0.95 0.68 +171.6% Beat
04 Mar 2011 06:00 -0.90 -1.15 -27.8% Miss

Annual results

YearRevenueChangeNet income Net marginEPSEPS changeFree cash flow
2025 402.6M +34.5% 122.2M 30.4% 5.96 +24.9% 632.9M
2024 299.4M +16.8% 111.3M 37.2% 4.77 +12.5% 467.6M
2023 256.3M -12.4% 102.8M 40.1% 4.24 -27.3% 455.3M
2022 292.6M — 135.6M 46.3% 5.83 — 342.8M

Dates and earnings per share from the company reports as collected by the data provider; the estimate is the analysts' average before the report. Information, not advice.

Prices by day, week and month

Price history in USD, by day
PeriodOpening priceHighLow Closing priceChangeVolumeDividend
05 Oct 2023 30.29 31.48 29.00 29.55 -1.92% 53,300
04 Oct 2023 28.47 30.19 28.38 30.13 +5.79% 15,000
03 Oct 2023 29.35 29.35 28.07 28.48 -3.16% 15,900
02 Oct 2023 29.76 30.02 29.26 29.41 -2.97% 5,800
29 Sep 2023 30.91 30.91 30.15 30.31 -0.07% 11,500
28 Sep 2023 30.68 31.04 30.33 30.33 -0.20% 6,800
27 Sep 2023 30.60 30.81 30.05 30.39 -0.03% 10,900
26 Sep 2023 29.98 30.59 29.90 30.40 -0.62% 15,500
25 Sep 2023 29.44 31.05 29.44 30.59 +2.41% 8,100
22 Sep 2023 28.63 30.17 28.55 29.87 +3.68% 10,800
21 Sep 2023 27.82 28.91 27.80 28.81 +1.73% 25,200
20 Sep 2023 28.89 29.34 28.06 28.32 -2.38% 7,500
19 Sep 2023 29.46 29.81 29.01 29.01 -1.99% 7,600
18 Sep 2023 31.11 31.73 29.43 29.60 -3.83% 9,100
15 Sep 2023 32.13 32.41 30.55 30.78 -4.02% 27,200
14 Sep 2023 31.86 32.09 31.86 32.07 +2.04% 4,000
13 Sep 2023 32.10 32.23 31.43 31.43 -2.99% 9,300
12 Sep 2023 32.50 32.69 32.03 32.40 -0.31% 7,100
11 Sep 2023 33.03 33.03 32.49 32.50 -0.49% 7,200
08 Sep 2023 33.00 33.00 32.20 32.66 +0.12% 12,500
07 Sep 2023 32.42 33.22 32.05 32.62 -0.37% 43,800
06 Sep 2023 33.49 33.50 32.34 32.74 -1.39% 25,200
05 Sep 2023 34.57 34.57 33.02 33.20 -4.07% 8,900
01 Sep 2023 35.00 35.24 34.10 34.61 -0.83% 8,600
31 Aug 2023 34.97 35.33 34.51 34.90 -0.26% 18,900

Prices in USD, adjusted for splits but not for dividends. Weeks run Monday to Friday and months follow the calendar; the change compares each close with the previous period's. Dividends are those whose ex-dividend date falls in the period, per share. Information, not advice.

Key data

Previous close
96.45 USD
Market cap
1.4B
Last dividend
0.5000 USD · 29 Dec 2009
Exchange
NasdaqGS
Country
United States
Sector
Financial Services
Industry
Credit Services
Currency
USD

Dividends

Ex-dividend datePer share
29 Dec 20090.5000 USD

Why this score

How the score is made up
Part of the scorePointsWhy
Business growth Yearly growth of revenue and of earnings per share. 10.0 / 25
  • Revenue growth of 11.2% a year
  • Earnings per share growth of 0.7% a year
Quality Return on equity, net margin and how stable the margins are. 17.1 / 25
  • ROE of 23%
Financial strength Net debt against operating earnings, interest cover and free cash flow. 20.0 / 20
  • Free cash flow yield of 44.8%
Valuation Free cash flow yield and the P/E against its sector. 13.0 / 15
  • P/E 12.1 against 12.9 for its sector
Analysts How far the analysts' average target is from today's price. 10.0 / 10
  • Analysts' target is +43% from the price
  • Total debt has risen three years in a row

Growth profile: it pays no dividend, so it is scored on business growth, quality and financial strength. Based on 95% of the figures (grade A). Warnings take 6 points off.

Warnings take points off and some cap the score. In your account the score also considers how the share fits your portfolio.

Figures

Valuation
FigureValueReading Sector median
P/E (trailing) 12.09× Good 12.86×
P/E (forward) 6.85× Good 10.18×
Price / book 2.01× Fair 1.76×
Price / sales 1.93× Good 2.93×
Free cash flow yield 44.8% Good 7.6%
Quality
FigureValueReading Sector median
Gross margin 73% Good 34.9%
Operating margin 29.5% Good 30.4%
Net margin 21.1% Good 20%
Return on equity 23% Good 13.9%
Return on assets 2.8% Weak 1.9%
Growth
FigureValueReading Sector median
Revenue growth / year 11.2% Good 10%
EPS growth / year 0.7% Weak 11%
Financial health
FigureValueReading Sector median
Debt / equity 8.54× Weak 0.5×
Current ratio 14.84× Good 1.51×
Dividends
FigureValueReading Sector median
Payout of earnings 0% Weak 22%
Payout of free cash flow 2% Good 28.1%
Payout of free cash flow (3 years) 4.1% Good —

The reading follows general rules of thumb and each sector has its own norms: compare with the sector median when it is shown. Information, not advice.

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