BFH Bread Financial Holdings, Inc.
Stock · NYSE · United States · Financial Services · US0185811082
NowoTrade is an independent information site. It is not affiliated with, endorsed by or sponsored by Bread Financial Holdings, Inc., and has no access to any account you may have with it. The name and the logo belong to their owners.
Price history
Daily prices in USD.
Updated 06 Nov 2026 17:28. Information, not advice.
Results
Earnings per share: estimate and reported
Estimate Reported: beat Reported: miss In line
Quarterly results
| Date | EPS estimate | EPS reported | Surprise | Result |
|---|---|---|---|---|
| 28 Jan 2027 08:00 | 1.52 | — | — | Upcoming |
| 21 Oct 2026 20:00 | 3.23 | 3.84 | +18.8% | Beat |
| 22 Jul 2026 20:00 | 2.77 | 3.55 | +28.3% | Beat |
| 23 Apr 2026 06:00 | 3.05 | 4.18 | +37.0% | Beat |
| 29 Jan 2026 08:00 | 0.48 | 2.07 | +334.3% | Beat |
| 23 Oct 2025 07:00 | 2.11 | 4.02 | +90.3% | Beat |
| 24 Jul 2025 06:00 | 1.94 | 3.14 | +61.7% | Beat |
| 24 Apr 2025 06:00 | 2.23 | 2.90 | +30.1% | Beat |
| 30 Jan 2025 06:00 | 0.32 | 0.41 | +27.2% | Beat |
| 24 Oct 2024 06:00 | 1.95 | 1.84 | -5.5% | Miss |
| 25 Jul 2024 06:00 | 1.64 | 2.66 | +62.6% | Beat |
| 24 Apr 2024 20:00 | 2.97 | 2.73 | -8.0% | Miss |
| 25 Jan 2024 06:00 | -0.83 | 0.90 | +208.2% | Beat |
| 26 Oct 2023 06:00 | 2.28 | 3.46 | +52.1% | Beat |
| 27 Jul 2023 06:00 | 0.05 | 1.27 | +2,722.2% | Beat |
| 27 Apr 2023 06:00 | 6.59 | 9.08 | +37.8% | Beat |
| 26 Jan 2023 07:00 | -2.80 | -2.68 | +4.4% | Beat |
| 27 Oct 2022 07:00 | 2.19 | 2.69 | +23.0% | Beat |
| 28 Jul 2022 07:00 | 2.20 | 0.56 | -74.7% | Miss |
| 28 Apr 2022 07:00 | 4.41 | 4.21 | -4.5% | Miss |
| 27 Jan 2022 07:00 | 2.20 | 1.21 | -45.1% | Miss |
| 28 Oct 2021 07:00 | 3.38 | 4.47 | +32.1% | Beat |
| 29 Jul 2021 07:00 | 3.74 | 5.99 | +60.3% | Beat |
| 29 Apr 2021 07:00 | 3.15 | 6.28 | +99.4% | Beat |
| 28 Jan 2021 07:00 | 2.42 | 3.31 | +36.6% | Beat |
Annual results
| Year | Revenue | Change | Net income | Net margin | EPS | EPS change | Free cash flow |
|---|---|---|---|---|---|---|---|
| 2025 | 3.8B | +0.2% | 518M | 13.5% | 10.89 | +98.4% | 2.1B |
| 2024 | 3.8B | -10.6% | 277M | 7.2% | 5.49 | -61.7% | 1.9B |
| 2023 | 4.3B | +11.0% | 718M | 16.7% | 14.34 | +221.5% | 2B |
| 2022 | 3.9B | — | 223M | 5.8% | 4.46 | — | 1.8B |
| 2021 | — | — | — | — | — | — | — |
Dates and earnings per share from the company reports as collected by the data provider; the estimate is the analysts' average before the report. Information, not advice.
Prices by day, week and month
| Period | Opening price | High | Low | Closing price | Change | Volume | Dividend |
|---|---|---|---|---|---|---|---|
| 13 Dec 2024 | 66.02 | 66.23 | 65.20 | 65.27 | -1.14% | 665,800 | |
| 12 Dec 2024 | 66.11 | 66.71 | 65.67 | 66.02 | -0.50% | 893,600 | |
| 11 Dec 2024 | 64.80 | 66.56 | 64.65 | 66.35 | +3.14% | 995,000 | |
| 10 Dec 2024 | 64.31 | 65.27 | 63.67 | 64.33 | -0.17% | 922,900 | |
| 09 Dec 2024 | 63.45 | 65.24 | 63.20 | 64.44 | +1.98% | 1,306,800 | |
| 06 Dec 2024 | 62.17 | 63.25 | 61.42 | 63.19 | +1.99% | 600,600 | |
| 05 Dec 2024 | 61.34 | 62.09 | 60.57 | 61.96 | +1.39% | 421,700 | |
| 04 Dec 2024 | 61.22 | 61.96 | 60.10 | 61.11 | -0.07% | 486,200 | |
| 03 Dec 2024 | 60.79 | 62.05 | 60.03 | 61.15 | +1.21% | 718,700 | |
| 02 Dec 2024 | 60.49 | 60.97 | 58.80 | 60.42 | +2.70% | 591,000 | |
| 29 Nov 2024 | 59.27 | 59.80 | 58.06 | 58.83 | +1.52% | 252,400 | |
| 27 Nov 2024 | 58.95 | 59.46 | 57.66 | 57.95 | -1.06% | 412,600 | |
| 26 Nov 2024 | 58.77 | 59.16 | 58.15 | 58.57 | -0.56% | 634,700 | |
| 25 Nov 2024 | 58.99 | 60.26 | 58.64 | 58.90 | +1.43% | 912,500 | |
| 22 Nov 2024 | 57.47 | 58.73 | 57.47 | 58.07 | +2.24% | 543,000 | |
| 21 Nov 2024 | 57.66 | 58.19 | 56.01 | 56.80 | -0.66% | 906,200 | |
| 20 Nov 2024 | 57.82 | 58.40 | 56.82 | 57.18 | -0.71% | 491,300 | |
| 19 Nov 2024 | 56.73 | 58.13 | 56.42 | 57.59 | -0.14% | 554,200 | |
| 18 Nov 2024 | 58.51 | 59.34 | 57.41 | 57.67 | -1.42% | 542,200 | |
| 15 Nov 2024 | 57.09 | 58.51 | 56.95 | 58.50 | +3.17% | 666,600 | |
| 14 Nov 2024 | 56.88 | 57.54 | 56.32 | 56.70 | +0.73% | 664,200 | |
| 13 Nov 2024 | 58.72 | 59.84 | 56.28 | 56.29 | -4.01% | 782,700 | |
| 12 Nov 2024 | 59.10 | 60.05 | 58.33 | 58.64 | -1.56% | 569,700 | |
| 11 Nov 2024 | 60.41 | 61.67 | 59.34 | 59.57 | +0.85% | 954,500 | |
| 08 Nov 2024 | 60.32 | 61.03 | 58.95 | 59.07 | -1.96% | 679,200 | 0.2100 |
Prices in USD, adjusted for splits but not for dividends. Weeks run Monday to Friday and months follow the calendar; the change compares each close with the previous period's. Dividends are those whose ex-dividend date falls in the period, per share. Information, not advice.
Key data
- Previous close
- 102.57 USD
- Market cap
- 3.9B
- Dividend yield
- 0.97%
- 5-year average yield
- 1.56%
- Payout ratio
- 7%
- Last dividend
- 0.2300 USD · 30 Nov 2026
- Next ex-dividend date
- 30 Nov 2026
- Exchange
- NYSE
- Country
- United States
- Sector
- Financial Services
- Industry
- Credit Services
- Currency
- USD
Dividends
| Ex-dividend date | Per share |
|---|---|
| 31 Aug 2026 | 0.2300 USD |
| 29 May 2026 | 0.2300 USD |
| 27 Feb 2026 | 0.2300 USD |
| 07 Nov 2025 | 0.2300 USD |
| 08 Aug 2025 | 0.2100 USD |
| 09 May 2025 | 0.2100 USD |
| 14 Feb 2025 | 0.2100 USD |
| 08 Nov 2024 | 0.2100 USD |
| 09 Aug 2024 | 0.2100 USD |
| 09 May 2024 | 0.2100 USD |
| 08 Feb 2024 | 0.2100 USD |
| 10 Nov 2023 | 0.2100 USD |
Why this score
| Part of the score | Points | Why |
|---|---|---|
| Yield Dividends per year as a share of today's price. Very high yields count for less: they often signal trouble. | 4.0 / 25 |
|
| Dividend safety Can the company keep paying? The dividend against free cash flow and earnings, plus debt and interest cover. | 25.0 / 25 |
|
| Dividend growth How many years in a row the dividend has risen, and how fast. | 0.8 / 15 |
|
| Quality Return on equity, net margin and how stable the margins are. | 10.1 / 15 |
|
| Valuation Free cash flow yield and the P/E against its sector. | 10.0 / 10 |
|
| Analysts How far the analysts' average target is from today's price. | 3.4 / 5 |
|
Income profile: it pays a dividend, so it is scored mainly on the dividend and how safe it is. Based on 95% of the figures (grade A).
Warnings take points off and some cap the score. In your account the score also considers how the share fits your portfolio.
Figures
| Figure | Value | Reading | Sector median |
|---|---|---|---|
| P/E (trailing) | 8.4× | Good | 12.86× |
| P/E (forward) | 7.73× | Good | 10.18× |
| Price / book | 1.18× | Good | 1.76× |
| Price / sales | 1.51× | Good | 2.93× |
| Free cash flow yield | 51.4% | Good | 7.6% |
| Figure | Value | Reading | Sector median |
|---|---|---|---|
| Gross margin | 0% | Weak | 34.9% |
| Operating margin | 30.2% | Good | 30.4% |
| Net margin | 19.9% | Good | 20% |
| Return on equity | 15.9% | Good | 13.9% |
| Return on assets | 2.4% | Weak | 1.9% |
| Figure | Value | Reading | Sector median |
|---|---|---|---|
| Revenue growth / year | -0.2% | Weak | 10% |
| EPS growth / year | 34.7% | Good | 11% |
| Figure | Value | Reading | Sector median |
|---|---|---|---|
| Debt / equity | 1.32× | Fair | 0.5× |
| Figure | Value | Reading | Sector median |
|---|---|---|---|
| Payout of earnings | 7.2% | Good | 22% |
| Payout of free cash flow | 2% | Good | 28.1% |
| Payout of free cash flow (3 years) | 2.1% | Good | — |
| Dividend growth / year | -7.9% | Weak | 7.1% |
| Years of rising dividends | 1 | Weak | 2 |
The reading follows general rules of thumb and each sector has its own norms: compare with the sector median when it is shown. Information, not advice.
Follow BFH and get alerts
Create a free account to add it to your watchlist, set a price alert, see how it fits your portfolio and track your dividends.