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OPRT Oportun Financial Corporation

Stock · NasdaqGS · United States · Financial Services · US68376D1046

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Price 11.13 USD -4.05%
52-week range 4.03 – 13.34
Dividend yield—
Market cap517.0M
NowoTrade score 34 Grade A

Price history

Daily prices in USD.

Updated 06 Nov 2026 17:26. Information, not advice.

Results

Next results —No date announced yet
Last results 0.42 vs 0.33 estimated 05 Aug 2026 · Beat +28.6%
Beat the estimate 9 of 12 3 missed · 0 in line · 7 beats in a row
Average surprise +71.0% reported against the estimate, last 12 quarters

Earnings per share: estimate and reported

06 Nov 2023: estimate 0.32 06 Nov 2023: reported -0.46 11/23 12 Mar 2024: estimate -0.39 12 Mar 2024: reported -0.54 03/24 10 May 2024: estimate -0.38 10 May 2024: reported 0.09 05/24 08 Aug 2024: estimate -0.18 08 Aug 2024: reported 0.08 08/24 12 Nov 2024: estimate 0.07 12 Nov 2024: reported 0.02 11/24 12 Feb 2025: estimate 0.10 12 Feb 2025: reported 0.49 02/25 08 May 2025: estimate 0.08 08 May 2025: reported 0.40 05/25 06 Aug 2025: estimate 0.22 06 Aug 2025: reported 0.31 08/25 04 Nov 2025: estimate 0.27 04 Nov 2025: reported 0.39 11/25 26 Feb 2026: estimate 0.25 26 Feb 2026: reported 0.27 02/26 07 May 2026: estimate 0.17 07 May 2026: reported 0.21 05/26 05 Aug 2026: estimate 0.33 05 Aug 2026: reported 0.42 08/26

Estimate Reported: beat Reported: miss In line

Quarterly results

DateEPS estimateEPS reportedSurpriseResult
03 Nov 2026 16:00 0.45 — — —
05 Aug 2026 16:00 0.33 0.42 +28.6% Beat
07 May 2026 16:00 0.17 0.21 +26.8% Beat
26 Feb 2026 16:00 0.25 0.27 +10.2% Beat
04 Nov 2025 16:00 0.27 0.39 +43.7% Beat
06 Aug 2025 16:00 0.22 0.31 +40.0% Beat
08 May 2025 16:00 0.08 0.40 +390.6% Beat
12 Feb 2025 16:00 0.10 0.49 +400.0% Beat
12 Nov 2024 16:00 0.07 0.02 -72.7% Miss
08 Aug 2024 16:00 -0.18 0.08 +144.4% Beat
10 May 2024 06:00 -0.38 0.09 +123.9% Beat
12 Mar 2024 16:00 -0.39 -0.54 -37.8% Miss
06 Nov 2023 16:00 0.32 -0.46 -246.0% Miss
08 Aug 2023 16:00 -0.14 0.06 +142.0% Beat
08 May 2023 16:00 -1.47 -2.60 -77.2% Miss
13 Mar 2023 16:00 0.23 0.14 -37.9% Miss
07 Nov 2022 16:00 -0.11 0.25 +320.7% Beat
08 Aug 2022 16:00 0.09 0.11 +26.9% Beat
09 May 2022 16:00 0.60 1.58 +164.3% Beat
24 Feb 2022 16:00 0.72 0.82 +13.8% Beat
03 Nov 2021 16:00 0.44 0.78 +76.0% Beat
05 Aug 2021 16:00 0.05 0.56 +1,099.9% Beat
06 May 2021 16:00 0.19 0.41 +113.4% Beat
18 Feb 2021 16:00 0.12 0.60 +383.9% Beat
10 Nov 2020 16:00 -0.06 0.15 +357.2% Beat

Annual results

YearRevenueChangeNet income Net marginEPSEPS changeFree cash flow
2025 405.8M +37.5% 25.2M 6.2% 0.53 +127.2% 389.1M
2024 295.2M +5.2% -78.7M -26.7% -1.95 +60.0% 374.3M
2023 280.7M -56.2% -180M -64.1% -4.88 -105.9% 361.5M
2022 640.7M — -77.7M -12.1% -2.37 — 199M

Dates and earnings per share from the company reports as collected by the data provider; the estimate is the analysts' average before the report. Information, not advice.

Prices by day, week and month

Price history in USD, by day
PeriodOpening priceHighLow Closing priceChangeVolumeDividend
29 Feb 2024 3.71 3.91 3.71 3.87 +3.20% 108,000
28 Feb 2024 3.93 4.02 3.75 3.75 -5.54% 117,200
27 Feb 2024 3.93 3.99 3.85 3.97 +2.85% 107,700
26 Feb 2024 3.87 4.06 3.73 3.86 -0.52% 140,900
23 Feb 2024 3.73 3.89 3.65 3.88 +3.47% 120,200
22 Feb 2024 3.78 3.80 3.68 3.75 +1.35% 53,600
21 Feb 2024 3.74 3.82 3.66 3.70 -1.07% 82,900
20 Feb 2024 3.73 3.88 3.70 3.74 -1.32% 98,600
16 Feb 2024 3.82 3.87 3.45 3.79 -1.81% 120,900
15 Feb 2024 3.70 3.96 3.70 3.86 +2.66% 178,600
14 Feb 2024 3.44 3.82 3.44 3.76 +11.24% 250,800
13 Feb 2024 3.39 3.44 3.33 3.38 -4.25% 168,200
12 Feb 2024 3.28 3.57 3.28 3.53 +7.95% 154,900
09 Feb 2024 3.31 3.34 3.24 3.27 -0.30% 81,000
08 Feb 2024 3.34 3.34 3.23 3.28 -1.80% 188,200
07 Feb 2024 3.52 3.52 3.32 3.34 -5.11% 210,000
06 Feb 2024 3.44 3.55 3.38 3.52 +4.76% 136,400
05 Feb 2024 3.51 3.64 3.29 3.36 -6.41% 211,500
02 Feb 2024 3.64 3.70 3.58 3.59 -2.71% 129,100
01 Feb 2024 3.69 3.87 3.51 3.69 +0.27% 233,300
31 Jan 2024 3.93 3.99 3.63 3.68 -7.30% 160,200
30 Jan 2024 4.12 4.12 3.92 3.97 -3.64% 117,500
29 Jan 2024 3.99 4.14 3.99 4.12 +2.74% 84,800
26 Jan 2024 3.98 4.05 3.95 4.01 +1.01% 105,300
25 Jan 2024 4.14 4.18 3.95 3.97 -2.93% 114,300

Prices in USD, adjusted for splits but not for dividends. Weeks run Monday to Friday and months follow the calendar; the change compares each close with the previous period's. Dividends are those whose ex-dividend date falls in the period, per share. Information, not advice.

Key data

Previous close
11.60 USD
Market cap
517.0M
Exchange
NasdaqGS
Country
United States
Sector
Financial Services
Industry
Credit Services
Currency
USD

Dividends

No dividends on record.

Why this score

How the score is made up
Part of the scorePointsWhy
Business growth Yearly growth of revenue and of earnings per share. 0.0 / 25
  • Revenue growth of -14.1% a year
Quality Return on equity, net margin and how stable the margins are. 0.0 / 25
  • ROE of 5%
Financial strength Net debt against operating earnings, interest cover and free cash flow. 20.0 / 20
  • Free cash flow yield of 85.3%
Valuation Free cash flow yield and the P/E against its sector. 7.5 / 15
  • P/E 24.8 against 12.9 for its sector
Analysts How far the analysts' average target is from today's price. 4.4 / 10
  • Analysts' target is +3% from the price

Growth profile: it pays no dividend, so it is scored on business growth, quality and financial strength. Based on 95% of the figures (grade A).

Warnings take points off and some cap the score. In your account the score also considers how the share fits your portfolio.

Figures

Valuation
FigureValueReading Sector median
P/E (trailing) 24.8× Fair 12.86×
P/E (forward) 5.08× Good 10.18×
Price / book 1.12× Good 1.76×
Price / sales 0.61× Good 2.93×
Free cash flow yield 85.3% Good 7.6%
Quality
FigureValueReading Sector median
Gross margin 95.2% Good 34.9%
Operating margin 11.6% Fair 30.4%
Net margin 2.6% Weak 20%
Return on equity 5% Weak 13.9%
Return on assets 0.6% Weak 1.9%
Growth
FigureValueReading Sector median
Revenue growth / year -14.1% Weak 10%
Financial health
FigureValueReading Sector median
Debt / equity 6.54× Weak 0.5×
Current ratio 51.13× Good 1.51×
Dividends
FigureValueReading Sector median
Payout of earnings 0% Weak 22%

The reading follows general rules of thumb and each sector has its own norms: compare with the sector median when it is shown. Information, not advice.

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